Finance Options

Instant Credit Decision

Our finance options are provided by able2buy are available either on-line or via the telephone allowing you to get instant credit within seconds of deciding to buy.

To apply for credit, we need to ask you just 3 simple questions:

How to apply for credit ?
Once you have logged in click the 'proceed to payment' button, now move down the page to the section 'Payment Method' and select the option pay using credit options. Once you have placed your order on our site, you will be directed to the able2buy website where credit for the order will be negotiated.

Credit Options

We currently offer the following finance options on any order between £200 and £20,000, subject to status. Written quotations available on request.

Option 1
  • Monthly Payment Plan
  • No deposit
  • 36 monthly payments
  • 19.9% APR

Typical example: Cash price £999.99, no deposit and 36 monthly payments of £36.28 starting one month after acceptance. Total payable £1306.08. 19.9% APR.
Option 2
  • Buy Now Pay Later
  • No deposit
  • No interest
  • No payment for 9 months
  • 0% APR
Typical example: Cash price £999.99. Pay nothing for 9 months, and then pay the total amount £999.99 interest free. 0% APR. Alternatively pay 39 monthly payments of £45.74 commencing immediately after the 9 month interest free period. Total payable £1783.86 29.8% APR.
Requirements for Credit Acceptance

In order to apply for credit with able2buy, you must:

Be at least 18 years of age and under 85 years of age.

Be either:

  • in full time employment (i,e. 16 hours, or more, per week) or
  • self-employed or
  • retired and over 50 years of age or
  • in receipt of an invalidity or disability allowance.
Have been a UK resident for 12 months or more. Be able to make repayments by direct debit Provide your previous address if you have lived at your current address for less than 3 years.